Buying a Home
Buying a home is an exciting time in one’s life. Making the smart move of choosing a REALTOR® is your fist step to ensuring that your new home and community meets your needs. The team at Berkshire Hathaway HomeServices Hometown, REALTORS® has a wealth of experience in the Jacksonville real estate market that we look forward to sharing with you.
Your Home Search
Berkshire Hathaway HomeServices Hometown, REALTORS® offers several convenient ways to search online for your perfect home. Choose the option that best fits your real estate needs:
- Single Family Homes
- Brand New Homes
- Luxury Homes
- Homes for Lease
- REO Homes
- Map View
- Gallery View
- Detail View
As your agent, we will:
- Assure that you see all the properties in the area that meet your criteria
- Guide you through the entire home buying process, from finding homes to view to getting the best financing.
- Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before you start looking for your new home:
- Check your credit rating. Straighten out any errors before it’s too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved.)
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need in your home.
Closing costs to expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as a home inspection, septic inspection, and termite inspection. Some of these costs must be paid upfront.
- Government fees include deed recording and state and local mortgage taxes. Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance (PMI).