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Buying a Home

Buying a home is an exciting time in one’s life. Making the smart move of choosing a REALTOR® is your fist step to ensuring that your new home and community meets your needs. The team at Berkshire Hathaway HomeServices Hometown, REALTORS® has a wealth of experience in the Jacksonville real estate market that we look forward to sharing with you.

Your Home Search

Berkshire Hathaway HomeServices Hometown, REALTORS® offers several convenient ways to search online for your perfect home. Choose the option that best fits your real estate needs:   

  • Single Family Homes
  • Brand New Homes
  • Luxury Homes
  • Homes for Lease
  • REO Homes
  • Map View
  • Gallery View
  • Detail View

As your agent, we will:

  • Assure that you see all the properties in the area that meet your criteria
  • Guide you through the entire home buying process, from finding homes to view to getting the best financing.
  • Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more. 

Before you start looking for your new home:

  • Check your credit rating. Straighten out any errors before it’s too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved.)
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need in your home.

Closing costs to expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as a home inspection, septic inspection, and termite inspection. Some of these costs must be paid upfront.
  • Government fees include deed recording and state and local mortgage taxes. Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance (PMI).